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Electronic Payments, Inc. (EPI) is a privately held payment and transaction processing company founded in 1998. Through our processing networks, we are able to process Visa�, MasterCard�, American Express�, Discover�, Diner's Club�, JCB�, Voyager�, Wright Express�, EBT - state and government electronic benefits, and ATM/Debit transactions for businesses nationwide. Currently EPI serves businesses in all industry types and acquires new businesses through a network of agent banks, sales agents, and independent sales offices (ISOs). For more information about Electronic Payments, Inc. please call 1-800-966-5520 ext 221 or visit them on the web at www.elecpayments.com.

Electronic Payments, Inc. (EPI) has a series of secure, web properties designed to enhance service to both the ISO and Merchant. Its latest release entitled EMS � the Electronic Merchant System � is a proprietary support center for merchants that will enable them to manage their entire account online.

For the first time, merchants will have a robust, online portal where they may view
statements – both current and historical – view batch reports, EOM totals, deposits,
terminal information and QRGs, view Amex and Discover processing volumes, and have
access to their account’s details such as checking account information and billing and
shipping addresses.

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